Factors That Concerned by Consumer While Choosing Mortgage Loan

BRM7154_Research Methodology Research Proposal Prep ard by Foo Chia pilar cyst (1091200336) carmenfoo2003@yahoo.com i. Research title Factors that refer by Consumer while Choosing owe Loan ii. Background of study detective observes that there are mounting evidences suggest that the mortgage purlieu in Malaysia is becoming more than complex and ch on the wholeenging. From the past cardinal decades, factors such as relaxation of pecuniary regulatory, consolidation of fiscal sector, the diversification of business strategy in the financial sector, perceptual constancy of macro scotch, sustained economic growth, and the impact of Government policies in promoting seat ownership and investments had all indirectly increase the foreign banks confederation in Malaysias financial foodstuff, which thereafter, significantly changed the banking milieu in Malaysia and resulted tremendous growth of total household debt. Such environment coupled with the mergers a nd acquisitions exercises in banking sector and the technologies havements in e-banking had all entailed to the intensify rivalry of the mortgage market in Malaysia, which thereon touch on banks to develop innovative and competitoryly belld mortgage products and increased the refinancing activities in Malaysia.

Thus, the Malayan traditional boundaries of marketing in the financial services were existence challenged by the topic of brisk competitors is it local as tumefy as foreign banks. iii. The problem statement The emergence of new competitors in the financial sectors in Malaysia had increas ed buckram competition in the household len! ding. In order non to lose market share to competitors, majority of the banking institutions had comprehensively develop innovative and competitive priced mortgage products in relation to mortgage financing and with the social function of increasing its competitive advantage in the mortgage division. For instance, price competitive packages such as correct Moving damage,...If you want to get a spacious essay, order it on our website: OrderCustomPaper.com

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